![]() It's secure, not least, because your card number isn't stored on your iPhone or shared by Apple. Many smartphones include near-field communication (NFC) chips, and when the one in the iPhone is held near a card reader it works just like a contactless debit card. Okay, okay, but just tell me how does it work and how secure is it? In the U.K., for instance, the upper limit is £30 but at some retailers this doesn't apply to Apple Pay, so you can pay for your weekly shop in certain supermarkets or a new iPhone in the Apple Store, for instance, without needing to get your credit card out and enter your PIN code.Īnd if you find you've left your wallet at home, then you'll be mighty glad you learned to use Apple Pay! But note that one of the flexibilities of Apple Pay is you aren't always constrained by the same maximum payment limits that a contactless Tap and Pay card is. The app will check with your bank and seconds later you should be good to go.īefore we go any further, why shouldn't I just use my credit card? You'll need to enter the card verification number (three digits from the back of the card or four on the front). It may also capture your name and the card's expiry date or you can enter these manually. Hold your card in front of the camera and with a process that's almost like magic, the iPhone will read your card number. If that's not the one you want, choose Add a Different Card, which will take you to a page where the iPhone camera is active and you're encouraged to "Position your card in the frame." AppleĪfter the screen which talks about data privacy you may see details of a previously registered card. This allows you to make test payments using a live card without it being charged.The Wallet screen where you can add another card. Instead, Stripe recognizes when you’re using your test API keys and returns a successful test card token for you to use. Stripe test card information can’t be saved to Wallet in iOS. ![]() Extension CheckoutViewController Testing Apple Pay ![]()
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